Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Sunday, April 19, 2009

Seattle Auto Insurance

By Steve Turner

An adjuster from your Seattle Auto Insurance provider will come and evaluate the expenses related to an accident that you have been in. To help get your claim processed quickly it is beneficial to know what the adjuster will be investigating.

Your car will be photographed from all angles to record any damage that has occurred because of the accident. This will also help the adjuster to decide if there were any damages on your car before the accident. After doing so then they will place a value on the costs of damages.

The adjuster will want to ask you questions pertaining to the collision and most likely will try and get you to say something that they could use to deny your claim. It is important for you to know that you do not have to answer any questions from the other driver's insurance adjuster. If you do decide to answer their questions, have your attorney present.

Statements will be collected from any witness of the accident. Police officers at the scene would have collected the witnesses' personal information and that is how the adjuster will contact them for interview or further questions.

The adjuster will perform a background check on you to see if you have ever filed an insurance claim before. If he asks for your social security number to perform this search, you do not have to provide it.

The adjuster will want to review your medical claims. You will be asked to fill out and sign a medical release form. Make sure that you are only authorizing the insurance provider to receive details pertaining to the accident only.

The damages to your car will be evaluated by an expert assigned by the insurance adjuster. They will be looking for ways to minimize your damages and claim to save the insurance provider money. In your best interest you should also have an evaluation done by an outside expert as well.

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