Are there things that can make it very easy to get affordable auto insurance? Yes! Here are things to bear in mind when shopping for your next car.
1. A car with a high safety rating will attract cheaper rates than one with a poor rating all other things being equal. Safety features should be given top consideration when shopping for a new car. Such features attract a good discount. Examples of these safety features are air bags, automatic seatbelt, ABS brakes and daytime running lights.
2.There are vehicles that cost far more to give adequate auto insurance coverage. So as you check out the exceptional specs of the vehicle you want to buy don't forget to ask how much it typically costs to insure. Avoid any car that has a high theft rate and/or a bad crash rating.
Furthermore, it will also take much more to insure a car that is more costly to fix or repair. I don't know about you; but it is a smart thing to choose a comparable vehicle that is less expensive to insure.
3. There are many anti-theft or theft-deterrent devices like alarm systems, automatic gas cut-off system and so on. Since they reduce the likelihood of your car being stolen they attract a reasonable discount. Cars without such devices are easy targets for thieving rats.
4. If you have collision and/or comprehensive for an old car which is not a classic, then you're paying much more than you should. The reason for this is that insurers base your compensation on what is called the Kelly Blue Book value at any given point in time. This means that not minding how much you paid and for how long you did, you may get absolutely nothing if the book says it's not worth anything by the time you make a claim.
So stop wasting your money. Once your car becomes old, drop collision and comprehensive coverage on it. You'll be saving much that way.
5. You might save several hundreds of dollars by just getting and evaluating quotes from at least five insurance quotes sites. And, it will take you only a total of 25 minutes.
1. A car with a high safety rating will attract cheaper rates than one with a poor rating all other things being equal. Safety features should be given top consideration when shopping for a new car. Such features attract a good discount. Examples of these safety features are air bags, automatic seatbelt, ABS brakes and daytime running lights.
2.There are vehicles that cost far more to give adequate auto insurance coverage. So as you check out the exceptional specs of the vehicle you want to buy don't forget to ask how much it typically costs to insure. Avoid any car that has a high theft rate and/or a bad crash rating.
Furthermore, it will also take much more to insure a car that is more costly to fix or repair. I don't know about you; but it is a smart thing to choose a comparable vehicle that is less expensive to insure.
3. There are many anti-theft or theft-deterrent devices like alarm systems, automatic gas cut-off system and so on. Since they reduce the likelihood of your car being stolen they attract a reasonable discount. Cars without such devices are easy targets for thieving rats.
4. If you have collision and/or comprehensive for an old car which is not a classic, then you're paying much more than you should. The reason for this is that insurers base your compensation on what is called the Kelly Blue Book value at any given point in time. This means that not minding how much you paid and for how long you did, you may get absolutely nothing if the book says it's not worth anything by the time you make a claim.
So stop wasting your money. Once your car becomes old, drop collision and comprehensive coverage on it. You'll be saving much that way.
5. You might save several hundreds of dollars by just getting and evaluating quotes from at least five insurance quotes sites. And, it will take you only a total of 25 minutes.
About the Author:
Start saving a lot at Really Cheap Auto Insurance and Affordable Auto Insurance. Chimezirim Odimba helps you pay less for more.
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