Even though all drivers in the state must have Kentucky Auto Insurance coverage, they will not all have the same policy. There are a number of different types of coverage that allow you to have a various options available.
The basic type of coverage is liability insurance and is usually what it mandated by the state. Not all states require drivers to have insurance coverage but most do. Damage to other's property and persons is covered by liability insurance.
To protect yourself and your passengers in the event of an accident you use bodily injury coverage. This is sometimes called PIP or personal injury protection.
Just because law mandates that all drivers have insurance coverage doesn't mean that all follow the law. If you have uninsured motorists coverage on your auto policy you will have coverage for your medical expenses if you are in an accident with an individual not properly insured.
If your car is being financed you will be required to have comprehensive coverage. This will pay for events such as fire, theft, and glass breakage. Even if your car is not being financed this is a good option to add if your car is worth a lot.
If your car is financed you will also need to have collision coverage. This is part of what is generally called full coverage auto insurance.
There is also the option to add coverage for rental car expenses, mechanical breakdowns, and other opportunities. The best thing to do is talk with someone who knows all about the types of options available and can help you to make the best choice for you.
The basic type of coverage is liability insurance and is usually what it mandated by the state. Not all states require drivers to have insurance coverage but most do. Damage to other's property and persons is covered by liability insurance.
To protect yourself and your passengers in the event of an accident you use bodily injury coverage. This is sometimes called PIP or personal injury protection.
Just because law mandates that all drivers have insurance coverage doesn't mean that all follow the law. If you have uninsured motorists coverage on your auto policy you will have coverage for your medical expenses if you are in an accident with an individual not properly insured.
If your car is being financed you will be required to have comprehensive coverage. This will pay for events such as fire, theft, and glass breakage. Even if your car is not being financed this is a good option to add if your car is worth a lot.
If your car is financed you will also need to have collision coverage. This is part of what is generally called full coverage auto insurance.
There is also the option to add coverage for rental car expenses, mechanical breakdowns, and other opportunities. The best thing to do is talk with someone who knows all about the types of options available and can help you to make the best choice for you.
About the Author:
Steve Turner has vast experience with how to buy the lowest Kentucky Auto Insurance coverage. Kentucky Auto Insurance Coverage Steve Turner works with numerous insurance companies and will be able to help you to obtain the lowest price for your Kentucky Auto Insurance policy. Kentucky Auto Insurance Price
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