Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Wednesday, April 15, 2009

Locating Cheap Seattle Auto Insurance Coverage

By Steve Turner

Having information pertinent to your situation is important in finding cheap Seattle Auto insurance coverage. You should know what the Washington state law requires to legally drive on its roads. Knowing that you can obtain quotes online is also helpful.

Auto insurance can be very hard to understand. The requirements of coverage vary from state to state and there are a number of different types of coverage. Added to this is the fact that insurance providers base their rates on credit reports.

There are a number of different ways that you can save money on your car insurance coverage. Understanding things such as the type of car you drive will have more impact on your premium than your driving record will, is essential to finding additional savings.

The state of Washington has higher insurance premium rates partially due to the harsh weather in the area. Snow can cause damage to the paint surfaces of the car as well as things as severe as freezing the engine. Poor weather conditions also cause the roads to become icy and more hazardous to drive on.

All residential drivers have a specific amount of coverage that they must have to be legal in the state. This is s to that all drivers are given the benefit of financial protection and also to avoid any confusion as to what is required.

The state of Washington requires coverage of 25/50/10. This means that they have $25,000 of bodily injury per person, $50,000 for bodily injury per accident and $10,000 of property damage liability coverage.

Washington also uses what is called a tort system which means that someone must be assigned at fault in the accident. This person is then responsible, along with his insurance provider to pay for the damages from the accident.

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