Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Monday, April 13, 2009

Saving on Seattle Auto Insurance

By Steve Turner

Surely all drivers are looking for ways to save money on their Seattle Auto Insurance policy during this tough economy. There are a couple of ways that you can do this.

The amount of premium that you will pay will depend on the amount of coverage that you choose. There is a minimal requirement of coverage put into place by the state of Washington. These types of coverage could include property damage, bodily injury, uninsured motorists, or Personal Injury Protection.

Prior to purchasing an auto insurance policy, ensure that you understand what Washington's coverage requirements are. To ensure that you have peace of mind, you may want to consider having more than just the minimal coverage on your policy.

Insurance companies can each set their own rate for coverage. Factors such as age, sex, geography and type of vehicle help to determine the rate that they will charge. Because of the great range in these factors rates will vary considerably from company to company.

Comparison shopping is the best way to find the cheapest rate for your situation. It is suggested that you obtain quotes from at least three different providers. Make sure that you give each provider the same information on coverage and deductibles so your comparisons are accurate.

To decrease your premium, consider raising your collision or comprehensive deductibles. A deductible is the amount that you will pay out of pocket before the insurance policy kicks in.

Discounts are another way to save money on your auto insurance policy. Talk with your insurance agent to determine if you are getting all the discounts that you are eligible for.

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