Caravan insurance is not always straightforward, not getting the proper cover or not getting enough cover could leave you short if you ever had to claim. Your caravan is a valuable investment and should be treated accordingly when its time to renew or take out caravan insurance. If you are thinking about insuring your caravan, it is important to understand exactly what your needs may be, how much and what cover you need.
Your caravan insurance needs depend on what you do with your caravan, do you take it touring, or perhaps rent it out on site? When choosing caravan insurance you have the choice between third party fire and theft, and fully comprehensive insurance. Cheapest and best are often two entirely different things, so don't buy insurance based on price alone, base it on coverage.
If you own a static caravan you will want to cover it for both vandalism and break-in as it is probably vacant for some of the year. A good way to reduce your premiums is to install smoke alarms, and alarm system and so good locks on the doors and windows. With a static caravan, you can again reduce both the costs and the risks by storing it at a secure site.
To make sure that you are not on the end of any unexpected shocks when taking your touring caravan to Europe, make sure that you are properly covered. Most caravan insurance policies will cover your for a certain number of days in Europe, although some do not. If you are going to the mainland of Europe make sure you get it right, as you dont want to spoil your great holiday in this very popular caravanning spot.
To prevent any ugly shocks later on, always read the small print of any policy before you considering taking it out. Be sure that you have adequate coverage with your policy as claim limits vary quite a bit between companies. The same as buying any item, it makes great sense to have a good look around and get a few quotes, comparing what each company have on offer.
Holidaying in a caravan is starting to become a very attractive idea during this period of squeezed wallets and purses. Both the fun and value for money that Caravanning offers is slowly coming to the mind of a younger generation of families. No longer is Spain the number one spot for the British, caravans are now king.
Your caravan insurance needs depend on what you do with your caravan, do you take it touring, or perhaps rent it out on site? When choosing caravan insurance you have the choice between third party fire and theft, and fully comprehensive insurance. Cheapest and best are often two entirely different things, so don't buy insurance based on price alone, base it on coverage.
If you own a static caravan you will want to cover it for both vandalism and break-in as it is probably vacant for some of the year. A good way to reduce your premiums is to install smoke alarms, and alarm system and so good locks on the doors and windows. With a static caravan, you can again reduce both the costs and the risks by storing it at a secure site.
To make sure that you are not on the end of any unexpected shocks when taking your touring caravan to Europe, make sure that you are properly covered. Most caravan insurance policies will cover your for a certain number of days in Europe, although some do not. If you are going to the mainland of Europe make sure you get it right, as you dont want to spoil your great holiday in this very popular caravanning spot.
To prevent any ugly shocks later on, always read the small print of any policy before you considering taking it out. Be sure that you have adequate coverage with your policy as claim limits vary quite a bit between companies. The same as buying any item, it makes great sense to have a good look around and get a few quotes, comparing what each company have on offer.
Holidaying in a caravan is starting to become a very attractive idea during this period of squeezed wallets and purses. Both the fun and value for money that Caravanning offers is slowly coming to the mind of a younger generation of families. No longer is Spain the number one spot for the British, caravans are now king.
About the Author:
Carl Way is a founder of Caravan Insurance Cover, the UK's premier website for caravan insurance.
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