One thing for sure, when your driving in Jacksonville, having Jacksonville Auto Insurance is necessary. In state of Florida, all drivers regardless need to have minimum required liability insurance. Whether you think you are a good driver or not does not matter. It is illegal to drive without the state required minimum insurance.
There are two items that must be carried on Jacksonville auto insurance that will represent the minimums. Having these will allow you to drive in the state and to maintain good standing with the motor vehicle department.
One of the minimum requirement is personal injury coverage of $10,000 per person. This is to prevent a lawsuit when you are involved in an accident. The insurance will pay for damages to the other drivers vehicle as well as any medical cost. This will not cover yourself, but only the other driver.
The second necessary part of carrying Jacksonville auto insurance is the property damage liability coverage. The minimum amount that is allowable in the state of Florida is $10,000. This portion of the insurance pays for any damages that may occur to someone else's property because of your vehicle. This is independent of who is driving the vehicle as the coverage is on the car and not the person.
There are other coverages that can be on the car. Jacksonville Auto Insurance coverage required by the lender might be a full coverage. Coverages like collision as well as higher amount of coverage can be mandated by the lender.
Automobile insurance in Jacksonville must be from Florida and cannot be a policy from another state. The state requires that all vehicles to be under ownership in Florida have Florida auto insurance. If caught driving without insurance in Jacksonville the state has the right to revoke driving privileges for six months.
There are two items that must be carried on Jacksonville auto insurance that will represent the minimums. Having these will allow you to drive in the state and to maintain good standing with the motor vehicle department.
One of the minimum requirement is personal injury coverage of $10,000 per person. This is to prevent a lawsuit when you are involved in an accident. The insurance will pay for damages to the other drivers vehicle as well as any medical cost. This will not cover yourself, but only the other driver.
The second necessary part of carrying Jacksonville auto insurance is the property damage liability coverage. The minimum amount that is allowable in the state of Florida is $10,000. This portion of the insurance pays for any damages that may occur to someone else's property because of your vehicle. This is independent of who is driving the vehicle as the coverage is on the car and not the person.
There are other coverages that can be on the car. Jacksonville Auto Insurance coverage required by the lender might be a full coverage. Coverages like collision as well as higher amount of coverage can be mandated by the lender.
Automobile insurance in Jacksonville must be from Florida and cannot be a policy from another state. The state requires that all vehicles to be under ownership in Florida have Florida auto insurance. If caught driving without insurance in Jacksonville the state has the right to revoke driving privileges for six months.
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When purchasing the right Jacksonville Auto Insurance, please review Jacksonville Auto Insurance Guide, and Jacksonville Auto Insurance
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