Car accidents are part of everyday life. Sometimes they happen because people are careless, some are caused by deliberate disobedience, and some are caused by mistakes. Either way, these accidents cause damages which cost money. These costs would be much more crippling if it wasn't for car insurance.
When you start driving, you usually search through car insurance policies to find the right company. You look for the cheapest one with the best coverage. If you are lucky, the cheapest policy you find has plenty of coverage for you. Usually this is not the case because often cheap insurance companies forgo quality to lure you in with a cheap price. Either way, when you get a car, you get insurance.
Is it really required to get car insurance? Do you have to have it? Yes. If you live in the U.S. you must have your cars insured. If you were to get into an accident, you will have a huge mess without insurance, as will the other person involved in the accident.
In the case of an accident, both your insurance company and the other person's insurance company have to get the accident figured out and arrange payments. Who pays what will depend on who's fault it was. If you don't have any insurance, it will cost you quite a bit of money.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences.
When you start driving, you usually search through car insurance policies to find the right company. You look for the cheapest one with the best coverage. If you are lucky, the cheapest policy you find has plenty of coverage for you. Usually this is not the case because often cheap insurance companies forgo quality to lure you in with a cheap price. Either way, when you get a car, you get insurance.
Is it really required to get car insurance? Do you have to have it? Yes. If you live in the U.S. you must have your cars insured. If you were to get into an accident, you will have a huge mess without insurance, as will the other person involved in the accident.
In the case of an accident, both your insurance company and the other person's insurance company have to get the accident figured out and arrange payments. Who pays what will depend on who's fault it was. If you don't have any insurance, it will cost you quite a bit of money.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences.
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