Do you have car insurance? If you don't and you drive, you need to get some car insurance. Driving without car insurance in a car that's not insured is a bad idea and can put you in a big mess.
Without insurance, a little fender bender could cost you a pretty penny. If you hit someone else, you could end up paying them a lot of money for damages. Insurance is a way to protect you when something goes wrong. It insures that in the case of an accident, you are covered.
This doesn't mean you could get into a hundred accidents next year and it not cost you anything. Whenever you get into an accident, you will usually have to pay a deductible. If it was your fault, your rates will go up and they will go up for every accident you cause.
Once you realize you need insurance, don't go and buy from the first commercial you see or the lowest price. What kind of coverage will you need to get? If you have an old beat up car, you'll need less than if you had a brand new expensive car.
Don't buy the from the first insurance company you see. Shop around first. Get free rate quotes through the link below. The rates you find will depend on your car as I mentioned but also your age and gender, driving record, and credit history.
A 20 year old male will pay more for insurance than a 40 year old women, even if neither has had an accident because males below 25 get in accidents more often. This makes them a greater risk to the insurance company. Don't let this discourage you. Eventually, as you spend years driving with no accidents and a clean driving record, your rates will go down and you will begin to qualify for discounts.
You can also save more money with discounts. Discounts are offered for safe driving, good students, senior citizens, and for those who take a safety or defensive driving course.
Don't buy the cheapest insurance you can find. It is almost never a better deal because they always give bad coverage and rarely give discounts. With the other insurance companies you have better coverage and your rates will go down more over time due to discounts.
Without insurance, a little fender bender could cost you a pretty penny. If you hit someone else, you could end up paying them a lot of money for damages. Insurance is a way to protect you when something goes wrong. It insures that in the case of an accident, you are covered.
This doesn't mean you could get into a hundred accidents next year and it not cost you anything. Whenever you get into an accident, you will usually have to pay a deductible. If it was your fault, your rates will go up and they will go up for every accident you cause.
Once you realize you need insurance, don't go and buy from the first commercial you see or the lowest price. What kind of coverage will you need to get? If you have an old beat up car, you'll need less than if you had a brand new expensive car.
Don't buy the from the first insurance company you see. Shop around first. Get free rate quotes through the link below. The rates you find will depend on your car as I mentioned but also your age and gender, driving record, and credit history.
A 20 year old male will pay more for insurance than a 40 year old women, even if neither has had an accident because males below 25 get in accidents more often. This makes them a greater risk to the insurance company. Don't let this discourage you. Eventually, as you spend years driving with no accidents and a clean driving record, your rates will go down and you will begin to qualify for discounts.
You can also save more money with discounts. Discounts are offered for safe driving, good students, senior citizens, and for those who take a safety or defensive driving course.
Don't buy the cheapest insurance you can find. It is almost never a better deal because they always give bad coverage and rarely give discounts. With the other insurance companies you have better coverage and your rates will go down more over time due to discounts.
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