Retirees are offered a special discount by a good number of insurance companies. You'll hardly drive as much as you used to do once you are retired. Driving less means lower mileage which definitely makes you a better risk.
This discount is certainly not one any retired person should overlook. So it's a good thing to ask your agent. Even if you don't call it a retiree discount, reporting a dramatic decrease in mileage is important. This should reflect in lower rates for you.
Drive as little as possible it will lower your mileage and get you a low mileage discount. This certainly makes sense if you live in an urban area where you have access to standard mass transit systems.
You can also reduce your mileage by joining a carpool.
Never leave your car unlocked and running while you dash in to get something. This simple act makes it very easy for thieves. Every thief checks how easy a target is before making a move. And what could be easier than a car that's ready to be driven away -- It takes just seconds.
For no reason should you let your policy lapse..It will sentence you to high rates for a considerable length of time. This happens to many folks when they are about changing over to another insurance company.
To avoid a lapse, ensure the new policy is fully in place before you cancel the old. As simple as this may seem, many people are bearing the pain of higher rates because of this silly little oversight.
You'll get lower rates if you make your payments by Electronic Funds Transfer (EFT). This authorizes an insurance carrier to automatically withdraw your payments from your account when due. This saves costs by removing the necessity of payment notices or checks. Your insurer gives you part of what they save by reducing your rates.
One good way to ensure you pay less is being careful always while driving. It's a good decision to NOT drive at all if you've taken alcohol (even if it's simply a sip.
If you're convicted for driving under the influence (DUI) you'll NOT see affordable rates for some years. And don't forget little things like speeding tickets because they cost you a lot more than what you pay as fines. They add up to raise your rate. You'll do yourself a world of good if you obey all traffic laws always.
There are many anti-theft or theft-deterrent devices like alarm systems, automatic gas cut-off system and so on. The risk of theft is an important factor that goes a long way to determine your rate. And since these reduce such a risk, you'll attract a good discount for them. Thieves prefer unprotected cars.
This discount is certainly not one any retired person should overlook. So it's a good thing to ask your agent. Even if you don't call it a retiree discount, reporting a dramatic decrease in mileage is important. This should reflect in lower rates for you.
Drive as little as possible it will lower your mileage and get you a low mileage discount. This certainly makes sense if you live in an urban area where you have access to standard mass transit systems.
You can also reduce your mileage by joining a carpool.
Never leave your car unlocked and running while you dash in to get something. This simple act makes it very easy for thieves. Every thief checks how easy a target is before making a move. And what could be easier than a car that's ready to be driven away -- It takes just seconds.
For no reason should you let your policy lapse..It will sentence you to high rates for a considerable length of time. This happens to many folks when they are about changing over to another insurance company.
To avoid a lapse, ensure the new policy is fully in place before you cancel the old. As simple as this may seem, many people are bearing the pain of higher rates because of this silly little oversight.
You'll get lower rates if you make your payments by Electronic Funds Transfer (EFT). This authorizes an insurance carrier to automatically withdraw your payments from your account when due. This saves costs by removing the necessity of payment notices or checks. Your insurer gives you part of what they save by reducing your rates.
One good way to ensure you pay less is being careful always while driving. It's a good decision to NOT drive at all if you've taken alcohol (even if it's simply a sip.
If you're convicted for driving under the influence (DUI) you'll NOT see affordable rates for some years. And don't forget little things like speeding tickets because they cost you a lot more than what you pay as fines. They add up to raise your rate. You'll do yourself a world of good if you obey all traffic laws always.
There are many anti-theft or theft-deterrent devices like alarm systems, automatic gas cut-off system and so on. The risk of theft is an important factor that goes a long way to determine your rate. And since these reduce such a risk, you'll attract a good discount for them. Thieves prefer unprotected cars.
About the Author:
To get more tips visit Safe Auto Insurance and Really Cheap Auto Insurance. Chimezirim Odimba writes on insurance.
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