June through November is the hurricane time of the year. In areas that are more likely to experience hurricanes, car insurance companies make changes in how they handle claims. Some of the most devastating hurricanes show up in September, which is peak hurricane season.
Due to a higher level of risk, insurance companies are especially anxious. Car insurance can be overlooked until such a time approaches. This is where the very fine print comes into play on your policy.
This is where you will be educated on what is and what is not covered by your auto insurance policy. You need to be armed with knowledge when you are facing a hurricane. Spot any potential risk to your automobile in a hurricane.
Comprehensive insurance will protect you during hurricane season. There are other things to consider too.
Rental reimbursement and gap coverage present added protection to you. If your car was ruined during a hurricane, gap coverage would cover you. Gap insurance is generally purchased by those with a brand new car. The difference in cost between a new car and a recently-depreciated vehicle of the same type is what a gap policy covers.
Rental reimbursement will protect you if your car is damaged. This would be for those that suffered damage and are in need of repair. This blanket of protection should be bought in advance of any hurricanes.
If a hurricane is on its way, insurance companies have no interest in offering you coverage at that time. Your appeal for coverage will cost them money. They are not in the industry to not gain from doing business.
Typically, there is a 30 day waiting period prior to filing a claim. This gives the insurance company a bit of reassurance. Purchase this sort of policy well ahead of any unforeseen disasters.
You can also take some precautions yourself by parking in a garage rather than leaving your car outside. Remember that filing claims will raise your premiums. Sometimes these things are out of your control. If you can stop some of the damage, do your best.
Due to a higher level of risk, insurance companies are especially anxious. Car insurance can be overlooked until such a time approaches. This is where the very fine print comes into play on your policy.
This is where you will be educated on what is and what is not covered by your auto insurance policy. You need to be armed with knowledge when you are facing a hurricane. Spot any potential risk to your automobile in a hurricane.
Comprehensive insurance will protect you during hurricane season. There are other things to consider too.
Rental reimbursement and gap coverage present added protection to you. If your car was ruined during a hurricane, gap coverage would cover you. Gap insurance is generally purchased by those with a brand new car. The difference in cost between a new car and a recently-depreciated vehicle of the same type is what a gap policy covers.
Rental reimbursement will protect you if your car is damaged. This would be for those that suffered damage and are in need of repair. This blanket of protection should be bought in advance of any hurricanes.
If a hurricane is on its way, insurance companies have no interest in offering you coverage at that time. Your appeal for coverage will cost them money. They are not in the industry to not gain from doing business.
Typically, there is a 30 day waiting period prior to filing a claim. This gives the insurance company a bit of reassurance. Purchase this sort of policy well ahead of any unforeseen disasters.
You can also take some precautions yourself by parking in a garage rather than leaving your car outside. Remember that filing claims will raise your premiums. Sometimes these things are out of your control. If you can stop some of the damage, do your best.
About the Author:
For more tips go to Safe Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba is a financial expert.
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