Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Tuesday, February 24, 2009

Free Car Insurance Quotes -- For Big Savings

By Chimezirim Odimba

Nothing good comes easy or free is a popular thinking. But the truth is that good things in a number of cases do come free and easy at someone else's expense, of course. Insurance quotes sites are free but so useful you should not even get an auto insurance policy without visiting them. Such sites usually cost a lot of dollars to develop and maintain. But like everything free, there must be some benefits for those sponsoring the sites. Isn't this true? Won't their interest hurt you?

I'll tell you why you shouldn't ignore the great opportunity that free car insurance quotes and comparison sites provide.

They're motivated by what they gain too. Therefore, this is not charity. However, they gain because they help you get lower rates and when you do, you hopefully get your policy through their agents. This will make you understand why using them won't be detrimental.

If you operate a business you definitely know that you spend quite a lot in getting customers. This is also true if you're an insurer. Before the internet, they could only get buyers using offline methods and, boy, were they too expensive?

If you consider the fact that those who ask for free quotes are qualified leads you will agree with me that their agents will have a lot less to do (That's where the applicant choose to NOT buy the policy online). And, their site provides them such leads round the clock at a rate that's insignicant compared to other ways. These prospects' details are captured instantly into a database without the need for human interference. This makes it easier for them to manage data and also ensures that only authorised persons have access to them. This lowers the cost of business to an insurer. So you can see that the free quotes they provide is a very small price for the huge savings they get.

Although you now know why they may be giving you such resource for free, you may want to know what you really stand to profit. Here they are...

1. The competition in the insurance sector is tough. Savings like these help insurers compete better by giving lower rates. The lowest premiums are online, period. It only makes sense that a business will encourage people to use means that make it more affordable for them to operate while simultaneously increasing their efficiency.

2. Free car insurance quotes sites normally return results from a minimum of five insurance companies. This gives you a wide range for comparison.

3. It is much more convenient to get your quotes online from these free auto insurance quotes sites. It is something you can do at your own time and pace. Can you make time only by 3.00am? That's fine. Just log on and get your quotes -- So easy!

4. You avoid the risk of being sold another more expensive plan just because an agent wants to get bigger commissions. Nobody pressures you online making it easy for you to get what you need and not what someone else wants.

If you intend to save on auto insurance, you can get your free, easy and fast quotes within a few minutes.

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