If everyone obeyed the law and never made mistakes, we would probably have a world with no car accidents. The sad truth is, people do break the law and everyone makes mistakes. This means that accidents do happen and we have to pay for the damages that are caused. Without car insurance, these damages would cause a lot of financial problems.
When it comes time to get car insurance, don't just get the first one you see or the cheapest one you can find. You need to look for two main qualities, price and coverage. You need them both to be good, not just one or the other. You could get lucky and end up with the cheapest policy having the best coverage for you, but that is unlikely. No matter what, when you get a car and want to drive it, get insurance.
Do you have to buy car insurance? If you live in the United States, you do have to buy car insurance. You can't have a car on the road that is not insured. This not only causes problems for you in an accident, but with the other person if there was someone else involved.
When an accident happens, your insurance company and the insurance company of the other person have to communicated and arrange payments, depending on whose fault it was. Sometimes you will both have the same insurance company. That will make things easier. If you have no insurance, you'll end up paying a lot of money.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If it was your fault, you would have to pay for the damages, or considering they are totaled, you will have to pay the value of the car. If the value of both cars is $10,000, you would be covered under insurance and wouldn't have to pay it, unless you had to pay a deductible.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences.
When it comes time to get car insurance, don't just get the first one you see or the cheapest one you can find. You need to look for two main qualities, price and coverage. You need them both to be good, not just one or the other. You could get lucky and end up with the cheapest policy having the best coverage for you, but that is unlikely. No matter what, when you get a car and want to drive it, get insurance.
Do you have to buy car insurance? If you live in the United States, you do have to buy car insurance. You can't have a car on the road that is not insured. This not only causes problems for you in an accident, but with the other person if there was someone else involved.
When an accident happens, your insurance company and the insurance company of the other person have to communicated and arrange payments, depending on whose fault it was. Sometimes you will both have the same insurance company. That will make things easier. If you have no insurance, you'll end up paying a lot of money.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If it was your fault, you would have to pay for the damages, or considering they are totaled, you will have to pay the value of the car. If the value of both cars is $10,000, you would be covered under insurance and wouldn't have to pay it, unless you had to pay a deductible.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences.
About the Author:
Are you looking to find cheap car insurance? You need is a cheap car insurance quote. Find free quotes for car insurance and save money.
No comments:
Post a Comment