Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Monday, February 23, 2009

Free Car Insurance Quotes -- For Big Savings

By Chimezirim Odimba

Nothing good comes easy or free is a popular thinking. But the truth is that good things sometimes do come free and easy at somebody else's expense, of course. The same applies for free auto insurance quotes and comparison sites. Someone spent the time and money to develop them. But since that someone is not you, it is free! What is the catch?

You'll soon know why these sites are free and the reason you cannot afford to NOT use them for your own good.

These sites gain a lot from you. However, their gains are not at your expense. Actually they gain because they help you make gains too. Here's why they give such a useful resource for free...

If you manage a business you definitely know that you spend quite a lot in finding customers. This is also true if you're an insurer. The old way was that an agent called you and tried to sell you insurance. That cost them a lot of money.

If you consider the fact that those who ask for free quotes are qualified leads you will agree with me that their agents will have a lot less to do (That's where the applicant decides to NOT buy the policy online). And, their site gets them such leads round the clock at a cost that is insignicant compared to other ways. These prospects' details are captured instantly into a database without the need for human interference. This makes it easier for them to manage data and also ensures that only authorised folks have access to them. These could only have one general effect: Lowering the cost of business to an insurer.

Okay, that's good for them. Why should you help them lower their cost?

1. You get cheaper premiums as incentive to make you obtain your car insurance quotes online. You do not need to be an expert to figure out that every business will encourage anything that give them a lot of efficiency at a fraction of their usual cost. That's one reason why insurers offer you cheaper rates online: You're making it easier for them to run.

2. You get your quotes in minutes and not hours or days. In addition to that, you get up to 5 quotes for each request if you utilize sites operated by insurance brokers. This gives you a wide range for comparison.

3. It's a lot more convenient to obtain your quotes online from these free car insurance quotes sites. You can do it in your home.

4. You're not under any form of pressure from an insurance agent to choose coverage you don't need. Nothing can be compared to having your quotes without any form of pressure from an agent trying to sell you a more expensive policy.

For those of us who are really interested in making massive savings in auto insurance, there is no excuse with free car insurance quotes sites.

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