Would you like a more affordable rate while maintaining sufficient coverage? Here are tips that will help you get big discounts easily...
1. Taking a drivers' refresher course can help those above 55 to bring down their rates. Completing such a course can qualify you for discounts of up to ten percent. You can get details on this from your agent.
2. Retirees are offered a special discount by a good number of insurance companies. You'll hardly drive as much as you used to do once you are retired. A person's total mileage is a strong factor that determines how much you pay in premiums.
This discount is certainly not one any retired person should overlook. You can learn more about eligibility requirements from your agent. And, if your agent tell you they don't have this kind of discount, do your best to report the dramatic change in your mileage. This should reflect in lower rates for you.
3. You're certainly paying too much if you have collision and comprehensive coverage for an old car that is not a classic. The reason for this is that insurers base your compensation on what is called the Kelly Blue Book value at any given point in time. Therefore, you'll get nothing if the book says your car is worth nothing at the time of a claim.
So stop wasting your money. Once your car becomes old, drop collision and comprehensive coverage on it. If you do this you'll pay a lot less.
4. Visit at least five quotes sites. Requesting quotes from not less than five quotes sites raise the chances that you'd get cheaper auto insurance quotes. This is because offers not covered by one site would be represented by another.
And, you know that because the likelihood of receiving lower auto insurance quotes is related to the range of quotes you obtain, the more insurers you receive quotes from, the brighter your chances will be.
Requesting for your auto insurance quotes online will help you save far more if you sacrifice only 25 minutes to obtain quotes from at least five insurance quotes sites.
1. Taking a drivers' refresher course can help those above 55 to bring down their rates. Completing such a course can qualify you for discounts of up to ten percent. You can get details on this from your agent.
2. Retirees are offered a special discount by a good number of insurance companies. You'll hardly drive as much as you used to do once you are retired. A person's total mileage is a strong factor that determines how much you pay in premiums.
This discount is certainly not one any retired person should overlook. You can learn more about eligibility requirements from your agent. And, if your agent tell you they don't have this kind of discount, do your best to report the dramatic change in your mileage. This should reflect in lower rates for you.
3. You're certainly paying too much if you have collision and comprehensive coverage for an old car that is not a classic. The reason for this is that insurers base your compensation on what is called the Kelly Blue Book value at any given point in time. Therefore, you'll get nothing if the book says your car is worth nothing at the time of a claim.
So stop wasting your money. Once your car becomes old, drop collision and comprehensive coverage on it. If you do this you'll pay a lot less.
4. Visit at least five quotes sites. Requesting quotes from not less than five quotes sites raise the chances that you'd get cheaper auto insurance quotes. This is because offers not covered by one site would be represented by another.
And, you know that because the likelihood of receiving lower auto insurance quotes is related to the range of quotes you obtain, the more insurers you receive quotes from, the brighter your chances will be.
Requesting for your auto insurance quotes online will help you save far more if you sacrifice only 25 minutes to obtain quotes from at least five insurance quotes sites.
About the Author:
Start saving a lot at Really Cheap Auto Insurance and Affordable Auto Insurance. Chimezirim Odimba writes on insurance.
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