So your teen is now old enough to drive? While this should be a joyful moment, many parents remember it with some mixed feelings. Mixed feelings because the family budget is about to spiral up. Add gas costs! Worse still is the fact that the family's auto insurance spend is going to increase by as much as three times just because of one driver -- albeit their beloved kid. Thankfully, it's NOT like the weather. You can do more than complain. You can take sure steps to pay less. I'll share them with you...
I will list several things and then dwell more on just one (the last point)...
1. Let your kid pay at least part of the bill if they must drive. If they are responsible for paying part of the bills they'll be more open to suggestions that will reduce your rate.
2. Make him/her a secondary driver on your oldest car (Such a car should be ok without comprehensive and collision coverage).
3. Let your kid learn to drive at a driving school and NOT on their own. If they did learn on their own, let them take a course in defensive driving. Apart from the fact that this will save you on premium, it will help keep your teen and our roads safer.
4. Encourage your teen to maintain straight A's or a minimum of B's. Insurers believe their is a correlation between recklessness and poor grades.
5. Kids who drive cars that have high safety ratings pay less on auto insurance.
6. Whenever they can, let your teen use the public transport system. It will cut down mileage and reduce your rates. And did I point out that you'll save on gas too?
7. Teens grew up with the internet and so are usually very good at finding their way around it. Therefore, put them to good use...
If you want to do extensive comparison shopping, then your teen can help you out. They have the time and skill to do this.
So describe what you're looking for: The best quote that does NOT leave you compromised in any way. They should be encouraged to get quotes from NOT less than five sites.
They should make a list of about five of the best quotes returned. Take some time out to see their shortlist and pick which gives you the best price/value. Some folks have saved over $1,000 by doing this right.
I will list several things and then dwell more on just one (the last point)...
1. Let your kid pay at least part of the bill if they must drive. If they are responsible for paying part of the bills they'll be more open to suggestions that will reduce your rate.
2. Make him/her a secondary driver on your oldest car (Such a car should be ok without comprehensive and collision coverage).
3. Let your kid learn to drive at a driving school and NOT on their own. If they did learn on their own, let them take a course in defensive driving. Apart from the fact that this will save you on premium, it will help keep your teen and our roads safer.
4. Encourage your teen to maintain straight A's or a minimum of B's. Insurers believe their is a correlation between recklessness and poor grades.
5. Kids who drive cars that have high safety ratings pay less on auto insurance.
6. Whenever they can, let your teen use the public transport system. It will cut down mileage and reduce your rates. And did I point out that you'll save on gas too?
7. Teens grew up with the internet and so are usually very good at finding their way around it. Therefore, put them to good use...
If you want to do extensive comparison shopping, then your teen can help you out. They have the time and skill to do this.
So describe what you're looking for: The best quote that does NOT leave you compromised in any way. They should be encouraged to get quotes from NOT less than five sites.
They should make a list of about five of the best quotes returned. Take some time out to see their shortlist and pick which gives you the best price/value. Some folks have saved over $1,000 by doing this right.
About the Author:
To start saving much more go to Safe Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba helps people get adequate insurance coverage cheap.
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