When you are purchasing your Seattle Auto Insurance policy it is important that you understand that there are a number of different choices that you have on the type of coverage that you can have. While there is a standard auto insurance policy, many drivers opt to add extra coverage for their protection.
There are a large number of insurance providers and each will have their own coverage packages. Some of the choices that you will have to choose from include auto glass, emergency roadside, and tow truck insurance.
Washington state law does not mandate that you have the above types of coverage on your policy. But if you find yourself in a situation where you could use their coverage you will wish you had added them to your policy at a minimal cost rather than pay the large fee to pay for the emergency yourself.
If you live in certain parts of Seattle you might have had the unfortunate experience of having one of your windows broken by vandals. Window replacements can range in price from $500-$700. Because these amounts are usually under your deductible amounts you will be responsible for most of the replacement cost yourself.
Before you do add any extra options to your policy, calculate the difference that it is going to make on your insurance premium. If adding auto glass insurance is going to cost you $600 a year, it would then be more economical for you to not have this coverage and just pay for window breaks if it happens.
One other option to add to your policy is daily rental insurance coverage. This allows you to be able to have a rental car if your primary vehicle is totaled in an accident.
If you add this type of coverage to your policy you will have the peace of mind that you will have a way to get around and go to work if you find yourself in this unfortunate situation. Comprehensive and collision coverage can sometimes include daily rental insurance so be sure and talk with your insurance agent before purchasing this coverage.
There are a large number of insurance providers and each will have their own coverage packages. Some of the choices that you will have to choose from include auto glass, emergency roadside, and tow truck insurance.
Washington state law does not mandate that you have the above types of coverage on your policy. But if you find yourself in a situation where you could use their coverage you will wish you had added them to your policy at a minimal cost rather than pay the large fee to pay for the emergency yourself.
If you live in certain parts of Seattle you might have had the unfortunate experience of having one of your windows broken by vandals. Window replacements can range in price from $500-$700. Because these amounts are usually under your deductible amounts you will be responsible for most of the replacement cost yourself.
Before you do add any extra options to your policy, calculate the difference that it is going to make on your insurance premium. If adding auto glass insurance is going to cost you $600 a year, it would then be more economical for you to not have this coverage and just pay for window breaks if it happens.
One other option to add to your policy is daily rental insurance coverage. This allows you to be able to have a rental car if your primary vehicle is totaled in an accident.
If you add this type of coverage to your policy you will have the peace of mind that you will have a way to get around and go to work if you find yourself in this unfortunate situation. Comprehensive and collision coverage can sometimes include daily rental insurance so be sure and talk with your insurance agent before purchasing this coverage.
About the Author:
Steve Turner is a great resource to utilize when trying to find the best Seattle Auto Insurance coverage. Seattle Auto Insurance Coverage Steve Turner works with numerous insurance companies and can therefore provide you with the best Seattle Auto Insurance coverage at the most affordable price. Seattle Auto Insurance Policies
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