Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Monday, May 18, 2009

Inexpensive Car Insurance -- How To Save More

By Chimezirim Odimba

Do you know that you might be losing money if you have a car that you've not used for months? Do you have a car that you've just forgotten about because of the headaches it gives you or something? Is this car still on your auto insurance policy or have you removed it?

Simple as this looks a lot of people end up paying thousands in unnecessary premiums because they don't remember to remove such cars from their policy. I hope this is not the case with you.

A good number of insurance carriers will give you a discount if you belong to an auto club. Don't allow the smallness of the discount this may offer deter you from going for it if such a club suits you.

Make sure you do NOT give false details when you complete your forms. One of the factors that has kept rates as high as they are is insurance fraud. It's making everyone pay a lot more.

Furthermore, an insurer has the right to cancel your policy if you give false details.

You'll then lose in a very big way. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.

Insurance fraud costs the average family an extra $1,500 in premium dollars each year. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.

Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Those who understand how to take advantage of this often handle very minor repairs and fixes and so easily become eligible for this discount. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.

Get Your Free Auto Insurance Quotes Now And Save!

Using your parents' car insurance policy is another alternative for you an under 25. If you are of driving age, then your parents certainly are far above 25 years which means they are lower risk drivers.

You must remember that the vehicle must be registered in their name and you must be living with them if you want to use this option. If you want to own your car, then be the big boy or girl and also own the costly rates. Sorry, you can't have both with this alternative. However, you can still make a lot of savings by clicking the link at the end of this piece.

And...

The most vital step to huge savings in auto insurance is comparison shopping -- Provided that you do it well. You can get quotes that will have a range that exceeds $1,000. You could easily save so much by simply choosing the lowest quote. This should be the case if you're simply after the lowest price.

Howbeit, if you want the best price/value then you would have to check the details of the cheapest quotes. Different insurers may have adjustments for similar policies. It's important that you ask the agent what's included and what's excluded.

No comments: