Do you know that you might be losing money if you have a car that you've not used for months? Is one of your cars been covered in the garage for up to six months because it's broken? Is this car still on your auto insurance policy or have you removed it?
Funny as it may seem, this is one reason some folks pay higher rates than they should. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
You will get discounts with some insurance providers if you're part of an auto club. Don't allow the smallness of the discount this may offer stop you from going for it if such a club suits you.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. False representation is fraud and affects everyone's auto insurance rates negatively.
Furthermore, an insurer has the right to cancel your policy if you give false details.
This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
Stay claims-free for more than three years and most insurers will give you a special discount. Remember, this does not mean you might not have any cause to make a claim but that you did not file one. Handling little fixes on your own will help you save more as you'll get a big discount.
As an under 25, you can pay lower car insurance rates if you use your parents' policy. If you're of driving age, then your parents certainly are far above twenty five years which means they're better risk drivers.
To take advantage of this though, you'll have to live with your parents and also have the car registered in their name. This means that by law they own the vehicle. If the benefits of "independence" outweigh your car insurance savings then this is definitely not alternative for you.
Car Insurance For Teens
And...
You can reduce your auto insurance rates by asking for and evaluating quotes from at least five reputable quotes sites.
Funny as it may seem, this is one reason some folks pay higher rates than they should. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
You will get discounts with some insurance providers if you're part of an auto club. Don't allow the smallness of the discount this may offer stop you from going for it if such a club suits you.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. False representation is fraud and affects everyone's auto insurance rates negatively.
Furthermore, an insurer has the right to cancel your policy if you give false details.
This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
Stay claims-free for more than three years and most insurers will give you a special discount. Remember, this does not mean you might not have any cause to make a claim but that you did not file one. Handling little fixes on your own will help you save more as you'll get a big discount.
As an under 25, you can pay lower car insurance rates if you use your parents' policy. If you're of driving age, then your parents certainly are far above twenty five years which means they're better risk drivers.
To take advantage of this though, you'll have to live with your parents and also have the car registered in their name. This means that by law they own the vehicle. If the benefits of "independence" outweigh your car insurance savings then this is definitely not alternative for you.
Car Insurance For Teens
And...
You can reduce your auto insurance rates by asking for and evaluating quotes from at least five reputable quotes sites.
About the Author:
To start saving much more visit Cheap auto car insurance. Chimezirim Odimba writes on financial matters.
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