Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Wednesday, June 17, 2009

Car Insurance Ladies - Why Women Have the Advantage

By Enrico Medina

Ladies, since they are considered much less risky drivers, will benefit more from car insurance companies. Even though statistics show that lady drivers do get in more accidents than men, these accidents are mostly minor ones. Examples are scratches and minor bumps.

However, ladies weren't often regarded as this. Before recent statistics showed up, it was assumed that ladies were of higher risk when purchasing car insurance and more ofter than not, given less attractive packages.

It is rare that you see a lady get involve in a serious car accident like total wrecks. They are ofter the victim of minor scratches and light bumps. It is the men that are more prone to serious accidents.

Any normal car insurance company or companies that focus on women's policy will most likely offer discounter prices for ladies car insurance. There are a lot of companies that offer this so it is advisable to shop around for the best offer.

There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.

Women drive fewer miles as compared to men and this results in the them getting into less car accidents.This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Lady driven cars are also in much better condition as compared to men.

When it comes to general neatness, ladies are more often than not, more organized compared to men. Their cars are then less prone to useless repairs and results to cheaper bills overall.

Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.

Since women are less likely to have an accident, they are also less likely to file large monetary claims against the insurance company. This is the reason why they offer discounted rates for ladies as they can save a lot of money from them.

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