Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Sunday, June 7, 2009

Car Insurance Ladies - Why It's Different From a Regular One

By Enrico Medina

Ladies, since they are considered much less risky drivers, will benefit more from car insurance companies. Even though statistics show that lady drivers do get in more accidents than men, these accidents are mostly minor ones. Examples are scratches and minor bumps.

Before, ladies were considered a higher risk than men. It was assumed than men are better drivers and get into car accidents less. Until recent statistics popped up and disproved this theory. Yes there maybe more lady drivers involved in accidents, but these are just minor and seldom result into a total wreck.

Men, being bore aggressive and risky drivers often induce their can into heavier damage. Ladies are more prone to minor scratches, little bumps here and there and some don't ever involve other cars but rather immobile objects like walls and posts.

Car insurance for ladies can be found from general car insurance companies or companies which focus on womens policies. Just like any other product though, its always good to compare prices between companies and policies.

There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.

Women drive fewer miles as compared to men and this results in the them getting into less car accidents.This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Lady driven cars are also in much better condition as compared to men.

Ladies also are more organized and clean as compared to men. This also helps with their cars as this results into less repairs and cheaper bills overall.

Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.

Women are less likely to file large monetary complaints against their insurance company since they do get into serious accidents less. In return, they are offered discounts by the insurance company.

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