Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Sunday, June 7, 2009

Car Insurance Ladies - Why Women Have the Advantage

By Enrico Medina

Car insurance companies prefer ladies because they are considered much less risky drivers. Proper statistics show that they do get into more accidents compared to men but these accidents are typically just minor ones. Minor scratches here and there and occasional bumps.

However, ladies weren't often regarded as this. Before recent statistics showed up, it was assumed that ladies were of higher risk when purchasing car insurance and more ofter than not, given less attractive packages.

Men, being bore aggressive and risky drivers often induce their can into heavier damage. Ladies are more prone to minor scratches, little bumps here and there and some don't ever involve other cars but rather immobile objects like walls and posts.

Ladies car insurance can be found from any normal car insurance companies or other companies which focus on women's policies. It is always good to compare between other companies and policies as their prices will most likely vary.

There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.

Women drive fewer miles as compared to men and this results in the them getting into less car accidents.This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Lady driven cars are also in much better condition as compared to men.

As with general neatness, ladies are more organized and clean as compared to men. Their cars tend to be cleaner and this results to a longer life for the car resulting in less repairs and cheaper bills.

Only a lady can apply for this type of insurance by the way.They get all sorts of discounts and bonuses just because they are regarded as such. Overall, insurance companies consider them as less risky to engage business with.

They are less likely to have an accident, which means they are also less likely to file large monetary claims from the insurance company. If the insurance company can save money, that means you can as well with cheap ladies car insurance.

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