Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Saturday, September 12, 2009

Very Cheap Car Insurance: Proven Recommendations


You can get high quality car insurance coverage without paying top price. You just need the right recommendations and the resolve to implement what you'll be taught to get a cheaper rate. We'll now take a look at several time-tested ways to get this done...

1. You're definitely paying too much if you've got collision and comprehensive coverage for an old car that isn't a classic. The rationale behind this is that insurance providers base the compensation they pay on what is known as the Kelly Blue Book value of your car at any given point in time. So, you will paid nothing if this book shows that your car is worth nothing when you file a claim.

Therefore, stop wasting your hard-earned cash. If your vehicle gets old, cut out collision and comprehensive coverage on it. If you apply this tip you will save a lot.

2. Opting for higher deductibles is a proven way to land lower rates. It is good advice to have a deductible that is as high as as you can make it but always within easy reach for you.

Just take note that this is the amount you'd have to pay for by yourself if you make a claim. So make it very high but ensure it's within easy reach.

3. Your rate is seriously affected by your total mileage. Therefore do all you can to NOT drive your vehicle whenever there is a viable option. This is especially recommended for folks who stay in cities with modern mass transit networks.

You can equally bring down your mileage by joining a carpool.

4. You can realize savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best method is to visit a minimum of five sites and ensuring that you provide the same (correct) details.

I advise that you use a minimum of five quotes sites since that will ensure you do not miss out offers not carried by the other sites. This provides you a broader basis for doing better comparisons thereby increasing your chances of realizing more savings.

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