Automobile Insurance -- Ways To Big Discounts

A cheap car insurance rate can be achieved in a lot of ways. But at the same time, a number of methods folks employ in order to reduce cost actually make them get less than adequate coverage. I do NOT usually recommend such ways since they defeat the main aim of insurance in the first place. Therefore, I will only give you suggestions that will also leave you well covered in spite of saving you much...

1. You are eligible for a considerable discount if a child on your policy does not use the car for a protracted period because he/she is away at school. If this applies to your child in college then don't fail to let your agent know about it. But bear in mind that some insurance companies don't have this discount.

2. Certain vehicles cost much to insure. It will be a wise move if you get advice from your agent before choosing your next car. Avoid any car that has a high theft rate and/or a poor crash rating.

Another thing to find out is the cost of maintaining a car since it is as well a factor that affects your premium. Asking the right questions will make it easy for you to avoid expensive-to-insure cars and get more affordable rates.

3. You can lower your auto insurance costs by obtaining and evaluating quotes from at least five good quotes sites.

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