One day car insurance is an affordable insurance coverage that protects a person effectively for a short term against any loss incurred in cases such as being involved in car accidents. This type of car insurance coverage is often taken by those who drive a car while traveling.
As is always the case when shopping for car insurance, this can be a daunting process; going through the numerous offers and deciding on the right insurance package can take days or weeks of research. However, it is important to compare multiple quotes. As mentioned in other articles, this can be easily done online.
The question remains: why do people need one day auto insurance?
There are many situations where people feel they do not need to possess any car insurance. Primarily this happens when they simply do not use their car often, as is the case in many large cities (such as New York).
However, it is crucial that a car is covered adequately when it is used, even for short trips both in terms of distance as well as time. Not only because this is the law, but also to avoid facing any unexpected problems such as huge expenses in the unfortunate event of becoming involved in a car accident without possessing any form of insurance. Remember Murphys laws " the unexpected will happen when you least expect it.
There are two scenarios when one may wish to get one day car insurance.
The first case involves people who do not possess cars and only use one infrequently. This can be when renting a car, or when borrowing a friend's car. In this case, getting one day auto insurance would be very appropriate.
The second case involves people who wish to save money by not enrolling in an auto insurance plan. This could be the case when they do not use their car often (i.e. live in a place where a car is not necessary, such as New York City), or when they have a second car which is not used frequently.
It is important to emphasize that in both cases, whenever the car is in fact used, the driver should be protected by an insurance plan such as one day auto insurance. This would certainly be preferable than paying a yearly premium. However, if the car is utilized quite often, then choosing this type of auto insurance would not make financial sense.
As is always the case when shopping for car insurance, this can be a daunting process; going through the numerous offers and deciding on the right insurance package can take days or weeks of research. However, it is important to compare multiple quotes. As mentioned in other articles, this can be easily done online.
The question remains: why do people need one day auto insurance?
There are many situations where people feel they do not need to possess any car insurance. Primarily this happens when they simply do not use their car often, as is the case in many large cities (such as New York).
However, it is crucial that a car is covered adequately when it is used, even for short trips both in terms of distance as well as time. Not only because this is the law, but also to avoid facing any unexpected problems such as huge expenses in the unfortunate event of becoming involved in a car accident without possessing any form of insurance. Remember Murphys laws " the unexpected will happen when you least expect it.
There are two scenarios when one may wish to get one day car insurance.
The first case involves people who do not possess cars and only use one infrequently. This can be when renting a car, or when borrowing a friend's car. In this case, getting one day auto insurance would be very appropriate.
The second case involves people who wish to save money by not enrolling in an auto insurance plan. This could be the case when they do not use their car often (i.e. live in a place where a car is not necessary, such as New York City), or when they have a second car which is not used frequently.
It is important to emphasize that in both cases, whenever the car is in fact used, the driver should be protected by an insurance plan such as one day auto insurance. This would certainly be preferable than paying a yearly premium. However, if the car is utilized quite often, then choosing this type of auto insurance would not make financial sense.
About the Author:
Theodore Hoffstrader has been Dealing for years with Car Insurance Issues, and has gained a lot from his experiences. In this article he discussed when using a one day auto insurance is suitable. To read more articles that will help you better understand Auto Insurance, visit his site: the Auto Insurance Information Highway.
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