Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Tuesday, January 20, 2009

Teen Car Insurance In Florida -- Safety And Lower Rates

By Chimezirim Odimba

Teen drivers are very bad risks to any Florida auto insurance carrier. Several parents will really do all within power to keep their teens from driving yet. For parents who really do have such a hold on their kids, it may work.

It could be very depressing for a child to be the only one among peers who is yet to start driving. You would like to find out ways to bring down your teen's car insurance rate and and make sure they don't add to bad statistics. Wouldn't you? Following are steps that will help you whether you're in Florida or not...

It's typical for your teen to demand privileges that come with adulthood while avoiding the attendant responsibilities. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.

Give your teen driver this set of rules and they will be the safer if they abide by it...

1) Don't allow them to drive in the company of their peers unless you or an adult you can trust is in the car with them.

2) Make sure your teen promises never to drive at night. If this isn't feasible in your teen's circumstance, teach them what to do and how to conduct themselves in that situation.

Most accidents happen between 9.00pm and 2.00am.

3) If they drink then they must not drive. For their safety they should not touch the steering wheels even if all they took was just a sip.

4) Let your teen know that they shouldn't race on the highway and let them know the risk they run if they do.

Have a stiff sanction if they violate speed limits or traffic laws.

5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. It may be hard sometimes but there are place where your teen is better off using public transport.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. Nevertheless you can lower your teen's rates by getting and comparing quotes.

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